When a serious accident turns your life upside down, the decisions you make in the weeks that follow can determine whether you recover everything you’re owed or settle for a fraction of it. The insurance company assigns an adjuster the moment your claim is filed. That adjuster’s job is to minimize what the company pays.
The personal injury attorneys at Gimbel, Reilly, Guerin & Brown, LLP handle serious accident cases across Milwaukee and Wisconsin — car, truck, motorcycle, bicycle, pedestrian, and slip-and-fall. GRGB is a trial firm. When insurers refuse to pay fair value on a serious injury claim, the firm prepares the case for trial and is willing to take it to a verdict.
The Accident Cases We Handle — and the Clients We Serve Best
GRGB’s personal injury practice is built for people with serious injuries and cases where the available insurance coverage supports a sustained litigation effort. The firm does not operate as a high-volume settlement processor. Every case receives senior attorney attention from intake through resolution.
The types of cases GRGB handles across Milwaukee and Southeast Wisconsin include:
- Vehicle collisions: Car accidents, rear-end crashes, head-on collisions, T-bone impacts, and rollover accidents on Milwaukee’s busiest corridors, including I-94, I-894, Highway 45, and Capitol Drive.
- Commercial truck and 18-wheeler crashes: Cases involving FMCSA regulatory violations, hours-of-service breaches, black-box data preservation, and commercial insurance policies that carry far higher coverage limits than standard auto policies.
- Motorcycle accidents: Motorcycle crashes account for a disproportionate share of Wisconsin traffic fatalities relative to the number of registered motorcycles. These cases produce catastrophic injuries — spinal cord damage, traumatic brain injury, multiple fractures — and require sustained litigation against insurers.
- Bicycle and pedestrian crashes: Injuries in these cases tend to be severe because the victim has no vehicle protection, and Milwaukee’s dense urban corridors produce a significant share of the state’s pedestrian and bicycle crashes.
- Premises liability: Slip-and-fall injuries, inadequate security, and dangerous property conditions at commercial properties, apartment complexes, and public spaces throughout Milwaukee County and Waukesha County.
- Wrongful death: Claims arising from fatal accidents caused by another party’s negligence. Wisconsin law identifies who may bring the action and who is entitled to recover, and the filing deadline is shorter when the death arises from a motor vehicle accident.
Why Case Value Matters — The Role of Umbrella Coverage
Not every injury case has the same recovery potential. In most personal injury claims, the at-fault party’s insurance policy — and any umbrella or excess coverage — defines the practical ceiling on what you can recover. A defendant with a minimum-limits policy and no assets produces a fundamentally different case than a commercial trucking company carrying a multi-million-dollar umbrella policy.
GRGB focuses its personal injury practice on cases where the available coverage justifies a serious litigation effort. Commercial vehicle accidents, crashes involving large businesses, and incidents with defendants carrying umbrella policies create meaningful recovery opportunities. That focus means the firm can invest the time, the professional resources, and the trial preparation these cases require.
Wisconsin Roads and Crash Data — Why Local Knowledge Matters
Wisconsin records well over 100,000 traffic crashes and several hundred traffic fatalities each year, with speed and impaired driving contributing to a substantial share of fatal crashes. Milwaukee and Waukesha counties account for a disproportionate share of serious-injury collisions, driven by high traffic volume on aging urban infrastructure and suburban highway interchanges. Current figures are published annually by the Wisconsin Department of Transportation, and the crash data behind any particular corridor or intersection can be pulled for a specific case.
Large truck crashes add another layer of complexity. These cases frequently involve FMCSA regulatory questions — hours-of-service logs, load weights, deferred maintenance — and a violation of a safety regulation can be significant evidence of negligence, though whether it establishes negligence as a matter of law depends on the regulation and how Wisconsin courts have treated it.
An attorney who works these roads and has tried cases in Milwaukee County Circuit Court and Waukesha County Circuit Court brings a practical advantage. That means knowing where to obtain crash and roadway data, which reconstruction and medical professionals hold up under cross-examination, and how discovery in contested injury cases typically unfolds in these courts.
What Does Wisconsin’s Comparative Negligence Law Mean for Your Case?
Wisconsin follows a modified comparative negligence system under Wis. Stat. § 895.045 that directly affects how much you can recover. If a jury finds your negligence is not greater than that of the person against whom recovery is sought, you may still collect — but your award is reduced by your percentage of fault. If your share is greater than the defendant’s, you recover nothing. In multi-defendant cases the comparison and the rules on joint liability get more complicated, and how the verdict question is framed can determine the outcome.
The math is straightforward but the stakes are enormous. On a $500,000 verdict, a 20 percent fault allocation nets $400,000. Shift that allocation past the statutory threshold and the recovery is zero. Every percentage point matters, and insurance adjusters and defense attorneys work to assign as much fault to the injured party as they can.
That is why the preparation behind a fault argument matters. Building a persuasive case on allocation requires accident reconstruction, professional testimony, physical evidence preservation, and effective cross-examination of the defense’s witnesses.
How is Fault Determined in Wisconsin Injury Cases?
Fault allocation in Wisconsin personal injury cases is built from evidence, not assumptions. Police reports provide the initial narrative, but they aren’t binding on a jury. GRGB builds fault arguments through:
- Witness depositions: Sworn testimony from eyewitnesses, passengers, and responding officers.
- Accident reconstruction: Professional analysis of vehicle positions, speeds, and impact forces.
- Surveillance and camera footage: Traffic cameras, dashcam recordings, and security footage from nearby businesses.
- Cell phone records: Establishing distracted driving, call logs, and location data from the moments before impact.
- Black-box data: In commercial truck cases, event data recorder information capturing speed, braking, and steering inputs in the seconds before impact.
Accepting the insurer’s initial fault assessment and contesting it through litigation are very different paths, and on the same set of injuries they can produce very different results.
How Long Do You Have to File a Personal Injury Claim in Wisconsin?
Wisconsin gives most personal injury victims three years from the date of injury to file suit under Wis. Stat. § 893.54(1m), including injuries arising from a motor vehicle accident. Missing the deadline generally ends the claim regardless of its strength.
Wrongful death is different, and the difference catches families off guard. Under Wis. Stat. § 893.54(2m), an action for death caused by another’s wrongful act, neglect, or default that arises from an accident involving a motor vehicle must be commenced within two years, not three. The three-year period applies to wrongful death claims that do not arise from a motor vehicle accident. Wisconsin courts read the motor vehicle trigger broadly: a tractor-trailer combination counts as a single motor vehicle, and a death “arises from” the accident where there is a causal relationship between the two, even where the fatal event is not a collision in the ordinary sense. If the death involved a vehicle in any way, assume the shorter period applies and confirm it immediately.
Other deadlines can be shorter still. Claims against government entities — a city bus accident, a dangerous road condition maintained by a county — require a written notice of claim, generally within 120 days of the incident under Wis. Stat. § 893.80(1d), along with a claim that the governmental body has an opportunity to act on before suit is filed. Claims against the state and state employees run through a separate procedure under Wis. Stat. § 893.82 with its own notice requirements and deadlines. Limited exceptions exist where the governmental body had actual notice and was not prejudiced, but they are narrow and not something to rely on. For injured minors, Wis. Stat. § 893.16 generally extends the period, though the extension does not rescue a missed governmental notice deadline and different rules apply to some claim types. Where a wrongful death claim is derivative of medical malpractice, the medical malpractice limitations statute controls and the period generally runs from the date of injury rather than the date of death.
Why You Should Act Quickly — Even Within the Filing Window
Three years sounds like a long time. It isn’t, and in wrongful death vehicle cases you may only have two. Evidence degrades from the moment of the accident. Surveillance footage from nearby businesses gets overwritten on short cycles. Witnesses relocate, forget details, or become harder to locate. Physical evidence at the scene disappears with weather and road maintenance.
Insurance companies begin building their defense immediately after a claim is filed. The longer you wait to retain an attorney, the more ground you give the insurer’s adjusters to shape the narrative. Early attorney involvement allows for immediate evidence preservation, proper medical documentation, and careful management of communications with insurance representatives who are recording everything you say.
What Damages Can You Recover in a Wisconsin Personal Injury Case?
Wisconsin personal injury law allows recovery of both economic and non-economic damages, and standard negligence cases are not subject to a general cap on either category. The value of a case depends on documented losses, the severity and permanence of the injuries, and the available insurance coverage on the at-fault party.
Economic damages cover the measurable financial impact of your injury:
- Medical expenses: Past and future medical bills, including surgery, hospitalization, physical therapy, and prescription costs.
- Lost income: Wages lost during recovery and diminished earning capacity if the injury affects your ability to work long-term.
- Rehabilitation and care: The cost of ongoing rehabilitation, home care, and assistive devices.
- Property damage: Repair or replacement of your vehicle and personal property destroyed in the accident.
Non-economic damages compensate for losses that don’t have a receipt attached: pain and suffering, emotional distress, loss of enjoyment of life, disfigurement, and loss of consortium.
Wisconsin does cap damages in specific categories. Non-economic damages in medical malpractice actions are capped by statute. Wrongful death damages for loss of society and companionship are capped under Wis. Stat. § 895.04 at $350,000 for an adult decedent and $500,000 for a minor. Punitive damages, available where the defendant acted maliciously or in intentional disregard of the plaintiff’s rights, are capped under Wis. Stat. § 895.043 at the greater of $200,000 or twice the compensatory award. Claims against governmental units are subject to their own statutory damage limits, which differ depending on whether the defendant is the state or a local unit of government. Because these figures are set by statute and revised from time to time, the current amounts should be confirmed for any specific claim.
Why Insurance Policy Limits Are the Real Number That Matters
In practical terms, the at-fault party’s insurance often defines the recovery ceiling. Wisconsin’s minimum auto liability requirements do not come close to covering a serious spinal cord injury or traumatic brain injury. The real recovery opportunity exists when defendants carry umbrella policies, commercial insurance, or institutional coverage.
GRGB evaluates coverage early in every case. Identifying all available policies — primary auto, umbrella, commercial, employer liability, and your own uninsured and underinsured motorist coverage — is part of the initial case assessment, and that analysis shapes every strategic decision that follows.
Why GRGB
Gimbel, Reilly, Guerin & Brown was founded in 1968 by trial lawyers, and trial work remains the firm’s identity more than 55 years later. When an insurance company refuses to pay fair value on a serious injury claim, GRGB prepares the case for trial and is prepared to take it to a verdict.
The firm holds the National Trial Lawyers Top 100 designation and Expertise.com recognition as Top Car Accident Lawyers in Waukesha.
How GRGB Builds a Case
Every case is built as though it will be tried. Depositions are prepared with trial cross-examination in mind. Professionals are retained early. Medical records are organized for jury presentation from the beginning. That preparation is what makes it possible to decline an inadequate offer and proceed, rather than accepting whatever is on the table because the file isn’t ready.
How the Personal Injury Process Works in Wisconsin
The personal injury claims process in Wisconsin follows a structured progression from the accident through resolution. Understanding each stage helps clients make informed decisions and avoid the mistakes that insurance companies exploit to reduce claim values.
- Immediate post-accident actions: Seek medical care first. Document everything — photos, witness names, the other driver’s information. Do not give a recorded statement to the other party’s insurance company before speaking with an attorney.
- Consultation with GRGB: The firm evaluates your case, analyzes available insurance coverage, and determines whether the claim warrants full litigation representation.
- Investigation: Evidence preservation, police report analysis, medical record collection, and witness identification. In truck accident cases, this includes immediate spoliation letters to preserve black-box data and driver logs.
- Treatment and documentation: Completing medical treatment before valuing the case is critical. Settling before you reach maximum medical improvement almost always leaves money on the table.
- Pre-suit demand: GRGB submits a demand to the insurer supported by the full evidence package. Cases can resolve at this stage.
- Filing suit: If the insurer refuses fair value, GRGB files a complaint in Milwaukee County Circuit Court at 901 N. 9th Street or Waukesha County Circuit Court at 515 W. Moreland Blvd., depending on where the incident occurred and where venue lies.
- Discovery: Depositions, interrogatories, retained witness reports, accident reconstruction, and medical examinations. This phase builds the trial record.
- Mediation: If ordered or agreed to by the parties.
- Trial: If the case does not resolve, it proceeds to a jury verdict in circuit court. Straightforward cases may resolve in 12 to 18 months; complex cases with multiple defendants or severe injuries can take two to three years.
What Happens at Milwaukee County Circuit Court?
Personal injury civil cases in Milwaukee County are filed at the Milwaukee County Circuit Court, Civil Division, at 901 N. 9th Street, Milwaukee, WI 53233, and assigned to individual circuit court judges. Jury trials are available in personal injury matters. Waukesha County Circuit Court at 515 W. Moreland Blvd., Waukesha, WI 53188, handles cases arising from incidents in Waukesha County and its suburbs, including Brookfield, New Berlin, Pewaukee, and Muskego.
If you’ve been seriously injured in an accident in Milwaukee or anywhere in Wisconsin, contact Gimbel, Reilly, Guerin & Brown at 414-271-1440 or through the firm’s contact form to schedule your consultation.
Frequently Asked Questions
Can I still recover damages if I was partially at fault for my accident in Wisconsin?
Yes, up to a point. Wisconsin follows modified comparative negligence under Wis. Stat. § 895.045. If your negligence is not greater than that of the party you are seeking recovery from, you may still recover, with your award reduced by your percentage of fault — a $400,000 verdict with 25 percent fault attributed to you yields $300,000. If your share is greater, you recover nothing. Cases with multiple defendants involve additional rules on how fault is compared and apportioned.
How soon should I contact a personal injury attorney after an accident in Wisconsin?
As soon as possible. Filing deadlines vary by claim type — three years for most personal injury claims, two years for wrongful death arising from a motor vehicle accident, and as little as 120 days to serve notice on a governmental entity. Evidence also degrades quickly: surveillance footage gets overwritten, witnesses become harder to locate, and physical evidence at the scene disappears. Early attorney involvement allows for immediate evidence preservation and careful handling of communications with adjusters who begin building their defense the moment a claim is filed.
What types of injuries qualify for a serious personal injury case?
Cases with significant recovery potential typically involve traumatic brain injury, spinal cord damage, multiple fractures, severe burns, permanent disability, or disfigurement. The practical measure is whether your documented medical costs, lost income, and long-term care needs, combined with the at-fault party’s insurance coverage, support a sustained litigation effort. GRGB focuses on serious injury claims of that kind.
Does GRGB take personal injury cases on contingency?
GRGB’s personal injury representation is typically handled on a contingency basis, with the firm advancing the costs of investigation, retained witnesses, and litigation expenses. Fees are calculated as a percentage of what is recovered, so no fee is owed if there is no recovery. How advanced costs are handled is addressed in the written fee agreement, and the firm reviews the fee structure, case viability, and what to expect during your initial consultation.
What is the difference between a car accident case and a truck accident case in Wisconsin?
Commercial truck accident cases are significantly more complex. Federal Motor Carrier Safety Administration regulations govern trucking companies, covering hours-of-service logs, weight limits, maintenance records, and driver qualification files, and violations can be powerful evidence of negligence. Trucks also carry event data recorder information that must be preserved immediately through spoliation letters. Commercial trucking policies carry far higher coverage limits, which often makes these cases capable of supporting larger recoveries than standard auto claims.
Can I sue for wrongful death if a family member was killed in an accident in Wisconsin?
Yes, but move quickly. Under Wis. Stat. § 895.04, a wrongful death action may be brought by the personal representative of the deceased or by the family members the statute identifies, and damages for loss of society and companionship are capped at $350,000 for an adult decedent or $500,000 for a minor, while economic damages such as medical bills and lost future earnings are not subject to that cap. The filing deadline depends on how the death occurred: Wis. Stat. § 893.54(2m) requires an action for a death arising from an accident involving a motor vehicle to be commenced within two years, while other wrongful death claims generally carry three years. Where the claim is derivative of medical malpractice, a different limitations statute applies and the clock generally starts at the date of injury rather than the date of death.
Last reviewed: August 2026
This page is provided for informational purposes only and does not constitute legal advice. Reading this page or contacting Gimbel, Reilly, Guerin & Brown, LLP through this website does not create an attorney-client relationship. Every case is different, and prior results do not guarantee or predict a similar outcome in any future matter.
