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uninsured drivers wisconsin, Milwaukee personal injury lawyersLiability insurance is required for all drivers in the state Wisconsin. However, about 10 percent of drivers use an automobile without car insurance, per the Insurance Research Council.  If someone without liability insurance is at fault for your car accident, you must take special steps to have your injuries compensated.

Negotiating with Your Insurer

Under Wisconsin law, all drivers must carry uninsured motorists insurance. If you have injuries to yourself, your car, your or property, you can file a claim against your own insurer under your uninsured motorist policy. You may be entitled to the same compensation under your policy as you would if you filed a claim against the at-fault driver’s insurance company. Those damages include lost wages, medical costs, and pain and suffering.

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Wisconsin accident attorney, accident liability, Wisconsin injury lawyerTypically, every individual involved in automobile accident carries insurance to cover medical and property damage to all those involved. This is because almost every state, including Wisconsin, requires every driver of an automobile to maintain continuing insurance coverage. But sometimes, a driver’s automobile coverage will lapse or the driver may neglect to carry automobile insurance.

According to the Wisconsin Department of Transportation, the Uninsured Motorist/Safety Responsibility law was enacted in 1945 to deter individuals from driving uninsured vehicles and to protect citizens who suffer property or medical damages from motorists who fail to carry insurance. The law applies to all drivers and anytime an automobile is involved in an accident, the Wisconsin Division of Motor Vehicle performs an inquiry to determine if all drivers involved in the accident were insured. If a driver is uninsured, their license and motor vehicle registration will be suspended.

Typical Options Available after Automobile Accidents

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