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Posted on in Car Accidents

Wisonsin personal injury attorney, Wisonsin car crash lawyer, Wisconsin wrongful death lawyerAlthough no one likes paying their car insurance bills every month, that insurance coverage can end up being vital if a driver is involved in an accident. However, carrying car insurance is more than just a good idea. It is also required by the Wisconsin Department of Motor Vehicles. People who are at fault in a car accident and uninsured can see their licenses suspended if they do not find a way to pay the damages. However, despite this incentive, there are still plenty of people on the road who do not carry car insurance, and drivers should be aware of their options in case they end up involved in a car accident with an uninsured motorist, such as uninsured motorist (UM) insurance, looking for other potential defendants, and pushing forward with a lawsuit anyway.

UM/UIM Coverage

One of the most common solutions that people have access to when involved in an accident with an uninsured motorist is to take advantage of their own UM insurance coverage. UM insurance coverage allows drivers to file claims against their own insurance company in the event that they are involved in an accident with someone who does not have the insurance to cover their damages. Despite the name, UM coverage applies to both uninsured motorists and underinsured motorists, so people may have a claim in the event that the other driver's insurance does not fully cover their injuries.

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Wisonsin personal injury attorney, Wisonsin car crash lawyer, civil lawsuit, car accident attorneyMany people think that a personal injury lawsuit is a success when the court decides that the defendant is liable for the accident, but that is not necessarily the case. After a finding of liability, the trial moves on to the damages phase, where the court determines how much money the defendant owes the plaintiff. In many ways, this part of the trial is most important. After all, winning the case only to have the damages fall short of covering the injury suffered would not really be a win at all. Fortunately, Wisconsin law makes a wide variety of damages available to injured plaintiffs. Plaintiffs may recover for their economic harms, for non-economic harms, and even punitive damages in some cases.

Economic Harms

Economic harms are the most straightforward type of damages. They are a subset of compensatory damages. The idea behind compensatory damages is to “make the plaintiff whole” again. This means that in an ideal world the plaintiff would be so well compensated for their injuries that they would be indifferent to the fact that the injury happened at all. In order to accomplish that, the law allows people to recover for a broad amount of economic harm.

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Wisonsin personal injury attorney, Wisonsin car crash lawyer, Milwaukee truck accident attorneyAny traffic accident has the potential to cause death or serious injury, but truck accidents can be especially problematic. A truck’s sheer size and weight can mean that truck accidents are especially likely to result in fatalities. In fact, according to statistics compiled by the National Highway Traffic Safety Administration, large trucks represented only four percent of vehicles on the road, but they were involved in eight percent of fatal accidents.

There are a host of factors that make truck accident lawsuits different than lawsuits about ordinary traffic accidents, however many of them stem from two causes. First, truck drivers are professionals, which mean that they have different regulations and legal duties. Second, collecting and managing evidence in cases with large truck accidents is very different.

Professional Drivers

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